Monthly Archives: April 2026

A tourist visa only allows short-term stays in Malaysia. For many foreigners, repeated entry and exit, commonly known as “visa runs”, can be inconvenient, costly, and risky.

If you are planning to stay in Malaysia long term, the MM2H visa offers a more stable and proper pathway.

• Foreigners planning to retire in Malaysia
• Families relocating to Malaysia
• Investors purchasing property in Malaysia
• Remote workers who want Malaysia as a long-term base
• Expatriates who wish to remain in Malaysia after employment
• Parents who want to accompany children studying in Malaysia
• Individuals seeking a safe, affordable, and English-friendly country in Southeast Asia

The MM2H programme provides several important benefits for long-term residents.

• Long-term stay in Malaysia
• Renewable visa status
• Ability to include eligible dependents
• Compulsory to purchase residential property in Malaysia
• Access to Malaysia’s healthcare system
• Ability to open bank accounts and place fixed deposits
• More stability compared with short-term visas
• Suitable pathway for retirement and long-term relocation

Funds remitted into Malaysia are generally not taxed in Malaysia, subject to applicable tax rules and the source country’s tax obligations.

The MM2H requirements vary depending on the selected category. In general, applicants must meet requirements involving:

• Minimum age
• Fixed deposit placement
• Property purchase
• Financial strength
• Monthly income or financial sustenance
• Medical report
• Medical insurance, if applicable
• Letter of good conduct / no criminal record
• Valid passport
• Supporting family documents for dependents

Under the current MM2H framework, property purchase is compulsory for most categories. Applicants must comply with the latest MOTAC requirements.

• Purchase of residential property in Malaysia
• Placement of MM2H fixed deposit
• Medical check-up in Malaysia
• Medical insurance for applicants below the required age threshold
• Submission of source of income and financial documents
• Compliance with minimum stay requirement, where applicable
• Use of a licensed MM2H agent or sponsor

Digital assets such as cryptocurrency, Bitcoin, tokens, or similar instruments are generally not accepted as proof of financial strength.

Meeting the fixed deposit amount alone may not be sufficient. Applicants must also demonstrate suitable financial strength and monthly sustenance.

Financial strength may include:

• Cash savings
• Bank deposits
• Fixed deposits
• Investment portfolios
• Pension funds
• Retirement accounts
• Government bonds
• Other liquid financial assets

Monthly sustenance may include:

• Salary
• Pension income
• Rental income
• Investment income
• Savings drawdown
• Other recurring income sources

Platinum MM2H

• Long-term visa validity
• Higher fixed deposit requirement
• Higher property purchase requirement
• Government participation fee

Gold MM2H

• Long-term visa validity
• Fixed deposit requirement
• Residential property purchase requirement
• Government participation fee

Silver MM2H

• Renewable long-term visa
• Lower fixed deposit requirement compared with Gold and Platinum
• Residential property purchase requirement
• Suitable for retirees and long-term residents

SEZ / SFZ MM2H

• Lower fixed deposit requirement
• Specific property purchase condition
• Minimum age may differ from other MM2H categories
• Visa endorsement subject to fulfilling all required conditions

Yes, under the current MM2H framework, property purchase is generally a key requirement.

Applicants must purchase an eligible residential property that meets the required value for the chosen MM2H category. Property planning is one of the most important parts of the MM2H process.

STF Revenue (MM2H) can guide applicants through the property requirement, timing, documentation, and submission process.

• Passport copy
• Passport-sized photos
• Application forms
• Letter of good conduct / no criminal record
• Bank statements
• Proof of financial strength
• Proof of monthly income or sustenance
• Marriage certificate, if applying with spouse
• Birth certificates for children or parents
• Adoption or custody documents, if applicable
• Medical report
• Medical insurance, where required

1. Initial consultation and eligibility review
2. Preparation of required documents
3. Submission of MM2H application
4. Waiting for conditional approval
5. Opening Malaysian bank account
6. Placement of MM2H fixed deposit
7. Medical check-up and insurance arrangement
8. Visa endorsement at the MM2H Centre
9. Property purchase submission within the required timeline
10. Ongoing compliance and future renewal support

Although MM2H may look straightforward, the process involves many important details. Mistakes in documentation, property purchase, bank arrangements, dependent documents, or timing may cause delays or rejection.

• Eligibility checking
• Document preparation
• Government submission
• Fixed deposit guidance
• Medical and insurance arrangement
• Property requirement guidance
• Dependent application
• Visa endorsement
• Renewal and future compliance

STF Revenue (MM2H) assists foreigners who wish to apply for the Malaysia My Second Home visa and relocate to Malaysia for long-term stay, retirement, investment, or family purposes.

• MM2H eligibility assessment
• MM2H application preparation
• Document checking
• Dependents application
• Bank and fixed deposit guidance
• Medical check-up arrangement
• Insurance guidance
• Property requirement advisory
• Visa endorsement support
• Long-term relocation guidance in Malaysia

• Clear and transparent guidance
• Practical MM2H application support
• Step-by-step document preparation
• Professional advice based on applicant profile
• Support for families, retirees, and investors
• Guidance before and after visa approval
• Long-term relationship with clients

The total cost of applying for MM2H depends on the selected category, property requirement, fixed deposit amount, government fees, professional fees, medical check-up, insurance, and other related expenses.

• Fixed deposit placement
• Residential property purchase
• Government participation fee
• Visa and processing fees
• Medical check-up
• Medical insurance
• Professional service fee
• Document certification or translation, if required